How To Report Online Loan Harassment In Nigeria

Loan Sharks Got Your Number? Don't Be a Sitting Duck in Nigeria! 

So, you took the plunge, downloaded a snazzy loan app, and bam! Instant cash (sort of, after the fees). But now, things have gone south faster than a rogue AI in a Hollywood flick. You're getting bombarded with calls, your phone vibrates like a salsa dancer on Red Bull, and worse, they're reaching out to your contacts with messages that would make your grandma clutch her pearls.

Fear not, fellow Nigerian! You're not stuck in this digital debt dungeon. Here's your battle plan to fight back against online loan sharks and reclaim your peace of mind (and maybe your phone number).

Round 1: Gather Your Evidence, Brave Warrior!

• Screenshots are your shield: Take screenshots of all the intimidating messages, outrageous interest rates, and any other shady business practices. These will be your weapons in the fight against the loan sharks.
• Record the calls, if possible: This might be tricky, but if you can discreetly record the harassing calls, it'll be solid proof for the authorities. Just make sure it's legal in your region to record calls without consent.

Round 2: Choose Your Champion!

• The Federal Competition and Consumer Protection Commission (FCCPC): These guys are the loan shark slayers of Nigeria. You can file a complaint online through their website or visit their office in person.
• The Central Bank of Nigeria (CBN): If the loan app is playing fast and loose with the rules, the CBN is your knight in shining armor. Head over to their website and file a complaint.

Remember: When filing your complaint, be clear, concise, and factual. Include all the evidence you gathered in Round 1, and don't forget to mention the loan app's name and any other details that might help track them down.

Round 3: Block, Breathe, and Repeat

While you wait for the authorities to work their magic, take a deep breath and fight the urge to engage with the loan sharks. Block their numbers, silence their notifications, and channel your inner Elsa: Let it go, let it go!

Bonus Tip: If the harassment gets extra spicy, consider reporting it to the Nigerian Police Force.

Remember, you're not alone!

There are many others who have faced similar situations, and there are resources available to help you fight back. Don't be afraid to speak up and report the harassment.

Together, we can put a stop to loan shark bullies and make the online loan space a safer place for everyone!

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